HSA & Benefit Spending Accounts for Brokers
We have what you need to succeed
With UMB, you get the support and resources you need to maximize your client’s benefit account strategy. Plus, our unique HSA commission structure gives you three ways to earn and share in the value.
Broker/Agent Solutions
Benefit spending accounts
With UMB, your employee HSA and benefit spending accounts program will be made easy, effective, and hassle-free.
Business partner portal
Our business partner portal provides you with easy and secure access to real-time account information, along with reporting and data analytics tools.
HSA tax advantages
By implementing an HSA solution both you and your employees can benefit from significant tax savings.
HSA resources and education
Get answers to your frequently asked questions as well as access to a variety of helpful tools and calculators
HSA Contribution Limits
Are you 55 or older? If so, you could be making extra "catch-up" contributions
Year |
Single |
Family |
|---|---|---|
|
2023 |
$3,850 |
$7,750 |
|
2024 |
$4,150 |
$8,300 |
See full table of contribution limits, minimum deductible and maximum out-of-pocket expenses.
HSA Eligible Expenses
View the list of qualified HSA Expenses.
Connect with UMB Healthcare Services sales representative today
Unique earning options
When you work with UMB we will give you great opportunities to boost your revenue. Connect with our sales team to learn more.
Other Products and Services
All mention of taxes is made in reference to federal tax law. Neither UMB Bank n.a., nor its parent, subsidiaries, or affiliates are engaged in rendering tax or legal advice and this document is not intended as tax or legal advice.
Funds in an HSA Deposit Account are held at UMB Bank, n.a., Member FDIC.
Benefit spending accounts are NOT deposits or obligations of UMB Bank, N.A. and are NOT insured by the FDIC.
High-Deductible Health Plans constitute insurance products, which are not offered by UMB Bank, n.a. and are not FDIC-insured.